The Company currently uses NEST as workplace pension provider.
We deduct your contributions from your NET PAY on a relief at source (RAS) basis.
From 1st April 2025
Employee Contribution - 5% (4% employee & 1% government tax relief if eligible)
Employer Contribution - 3%
In total = 8%.
If you are eligible for tax relief, employee contributions: 5% (4% employee & 1% government tax relief).
Note – tax relief is set at basic rate (20%). If you are a higher rate taxpayer, you can get additional tax relief - but you must apply for it through HMRC. This additional tax relief goes straight to you rather than being paid into your pot. Find out more.
For example:
Employee (your salary) : £100,000/12 = £8,333.33 * 4% (as the remaining 1% is claimed via tax relief) = £333.33
Employer (your salary) : £100,000 /12 = £8,333.33 * 3% = £250
If you have any queries about pensions, please speak to Finance Team [email protected].